Our Mission

Helping You Reach Your Goals

We are committed to helping individuals families and business owners eliminate all their debt ahead of schedule, including student and parent loans, while enjoying a comfortable lifestyle and planning for future goals, impending purchases, and a secure retirement.

While our principal concentration is education-related debt, our clients’ obligations may include all forms of debt. Federal and private student loans, credit cards, mortgages, home equity loans and lines of credit, business loans and more are all included in our comprehensive program.

HUG is a positive, responsible approach championing robust credit, affordable payments, and the complete flexibility we believe is imperative for the long-term success of our clients.

We utilize sophisticated, time-tested proprietary software and our unique system of financial coaching in conjunction with affordable repayment programs, retiring debt(s) ahead of schedule, regularly saving clients tens of thousands of dollars or more in interest and payments.

Affordable programs range from self-administered to full financial coaching.  Guidance is available for management of future debt, budgeting, emergency cash reserves, retirement planning and more.

"Nothing in life is to be feared. It is only to be understood."
– Marie Curie