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Planning for College

CLEP Basics Passing a CLEP exam will get you college credit and a head start on earning your degree.

What is CLEP?

CLEP (the College-Level Examination Program®) offers 33 exams that cover intro-level college course material. With a passing score on one CLEP exam, you could earn three or more college credits at more than 2,900 U.S. colleges and universities.

Hospitals offer big bonuses, free housing and college tuition to recruit nurses

Amid a massive shortage of nurses, hospitals and other medical facilities are offering big hiring bonuses and other incentives to attract and retain talent.

Five-figure signing bonuses, free housing, college tuition for employees and their children.

Hospitals and other medical facilities are getting so desperate to recruit and retain nurses they're offering all sorts of pricey perks and incentives.

Didn't get as much financial aid as you'd hoped? You can negotiate for more

A new way emerges to cover college tuition. But is it a better way?

Nestled along the San Diego coastline, Point Loma Nazarene University is a world away from Wall Street. But the Christian liberal arts college is at the forefront of financial innovation.

Last fall, Point Loma began offering some of its 4,500 students money to pay for college in exchange for a percentage of their future earnings. The model, known as an income share agreement, requires colleges and students to take a chance on each other, a shared responsibility that attracted Point Loma.

Three tips to keep your college student from drowning in debt

Here's a secret to help your child grasp the real impact of student loan debt: Don't just think about the huge sum you've borrowed — focus on what you'll repay each month.

About 30 percent of college students said they feel confident with the financial terms associated with student loans, according to a survey by College Ave Student Loans. The lender recently polled 1,075 undergraduates.

The biggest issue that these young borrowers are missing is the fact that, at some point soon, they'll have to start repaying their loans each month.

Clarifying Financial Aid Amherst College

 As Dean of Admission and Financial Aid Katie Fretwell ’81 can attest, discussions about how much prospective students and/or their families can expect to pay for an Amherst education can often be confusing, complicated and emotional for the uninitiated. Today, those conversations may get a little bit easier.

Cuomo’s free tuition program comes with a major catch

Gov. Andrew Cuomo’s much-heralded new program for free tuition at state colleges comes with a huge catch: You have to sign years of your life away to get it.

Under a provision that was added to the tuition bill at the last moment, students who get a free ride at CUNY and SUNY schools must live and work in New York state for up to four years after graduation, or be forced to pay the money back.

The amendment — which was not part of

Cuomo’s original offer of free college for middle-class students — was added at the insistence of Republicans in the state Senate.

Gov. Cuomo plans to help New Yorkers with 'exploding' student loan debt

ALBANY — Gov. Cuomo on Friday unveiled set of measures intended to aid New Yorkers struggling with "exploding" student loan debt.

The proposals, which will be part of Cuomo's State of the State Address next week, include new financial disclosure requirements for colleges and universities, and new consumer protection standards for the loan industry.

Project on Student Debt

How much debt do students graduate with in your state or at a particular college? Use the interactive map below and the other links on this page to explore those questions and more for the Class of 2017.

For more information about student debt by state and college, along with policy recommendations to reduce the burden of student debt, see our full report, Student Debt and the Class of 2017.

Click on a state for in-depth information, or select a state here:

The U.S. Department of Education offers low-interest loans to eligible students to help cover the cost of college or career school.

Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. The U.S. Department of Education offers eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)

Pages

"There is scarcely anything that drags a person down like debt."
– P. T. Barnum
The road to success is always under construction
– Lily Tomlin
“This would be a much better world if more married couples were as deeply in love as they are in debt.”
– Earl Wilson
"If we don't change direction soon, we'll end up where we're going."
– Irwin "Professor" Corey
"Nothing in life is to be feared. It is only to be understood."
– Marie Curie
“What I would like to do... once I take care of all my kids' student loans, is buy a red 1965 Mustang and fully restore it.”
– Mike Quigley
"Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans."
– Robert Reich