HUG Your Student Debt, Inc.

Finally, a real solution!

Embrace our credit-savvy affordable payment program to become debt-free so you can enjoy the life you imagined.

HUG can help — whether or not you have education-related debt!
To get started simply click the option that’s right for you.

student loans
My debt includes
My debt includes STUDENT LOANS
Click here if your debt obligations include (at least in part) Federal subsidized, unsubsidized or private student loans.

parent loans
My debt includes
My debt includes PARENT LOANS
Click here if your debt obligations include (at least in part) Parent PLUS, cosigned or other education-related loans.

other loans
My debt does NOT include
student or parent loans
My debt does NOT include student or parent loans
Click here if your debt is comprised of non-education related loans such as mortgages, credit cards, automobile loans, business loans, medical bills etc.

Learn how to...

  • Pay off all debt, (including student loans and mortgages) significantly ahead of schedule, saving thousands of dollars in interest and years of payments.*
  • Improve money management skills in practical areas like budgeting, managing future debt, understanding credit, what to do in a financial crisis, and beyond.
  • Build emergency cash reserves. Build or bolster your savings automatically.
  • Manage future loans efficiently. Learn how to plan for your next car, vacation, degree, or other upcoming expense.
  • Retire comfortably. Fortify, maximize and sustain your retirement plan.

We are committed to helping you eliminate ALL your debt (not only student and parent loans) ahead of schedule. We believe a financial plan’s long-term success relies on knowledge, agility, structure and support.

While our principal concentration is education-related debt, our clients’ obligations may include all forms of debt; federal and private student loans, credit cards, mortgages, home equity loans, lines of credit, business loans and more.

HUG” is a positive, responsible approach championing robust credit, affordable payments, and the flexibility we believe is imperative for long-term financial success.

We utilize sophisticated, time-tested proprietary software and our proven financial coaching methods in conjunction with affordable repayment programs to retire all debt ahead of schedule and consistently save clients tens of thousands in interest dollars and years of payments.

Further, we offer assistance in a variety of areas such as budgeting, building cash reserves, funding future goals and retirement planning.

Program options range from self-administered to fully customized financial coaching in areas such as college planning, debt management, budgeting, credit coaching, retirement and more.