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Are you facing a financial life challenge? Deciding whether to sell your home, move to a new location, change careers, start a business, manage an estate? Perhaps you’re planning for college or need help with an inheritance. Decisions such as these can be extremely stressful and difficult to sort through. Multiple options can complicate matters for any individual. Add the nuances of a personal relationship to the mix and the complexity is compounded. A HUG “Solutionizer” can help cut through the confusion and guide you through the process.

Many emotional factors enter into play. “How will my partner feel if this decision or that is made?” “If I make this decision now will resentment or regret come later?” “Are we talking each other into a decision because we want it even though we know it may not be the best financially?” The psychology of relationships can muddy the waters and cause friction that makes clearly thinking through financial decisions more difficult. This is dangerous and can often result in knee-jerk reactions, and snap decisions that may lead to regret, blame, guilt or anger.

If you are facing a life-changing event or a period of transition, you may benefit from the objective input of a third-party financial coach—someone outside the family unit who is not involved emotionally, and who understands complex financial situations.

Breaking a large problem into smaller pieces is a great way to begin solving it. We know where to start, what to request from you, and how to help you reach the desired result.

HUG financial coaches are born “Solutionizers.” We see life challenges and periods of transition as opportunities. Working through situations like these with a professional problem-solver can, and should be, a positive experience. After all, the reason you’re giving your decision so much thought is to affect a positive change or outcome, right? HUG can assist you with these and other complex financial issues. No cookie-cutter suggestions, just teamwork, listening and appropriate solutions for YOUR specific needs.

"Nothing in life is to be feared. It is only to be understood."
– Marie Curie
"If we don't change direction soon, we'll end up where we're going."
– Irwin "Professor" Corey
"There is scarcely anything that drags a person down like debt."
– P. T. Barnum
The road to success is always under construction
– Lily Tomlin
“This would be a much better world if more married couples were as deeply in love as they are in debt.”
– Earl Wilson
“What I would like to do... once I take care of all my kids' student loans, is buy a red 1965 Mustang and fully restore it.”
– Mike Quigley
"Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans."
– Robert Reich