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Listen to what real people, just like you, are saying about their experience with the HUG Plan.

These folks all generously volunteered to share their experience in the hopes of helping others feel less alone and find a solution to feeling stressed about money.

He gets SO stressed about money

Kevin felt the weight of managing the household finances. He was doing OK, but really stressed about money. When Shannon suggested our coaching plan he resisted at first. Listen to their personal experience about managing money as a couple.

That’s pretty amazing!

As a life coach Leah never intended to get into debt, but then the recession hit. Trying to pay as much as possible she felt frustrated and discouraged. Now her debt load is $50,000 lighter in just 3 years.

I just want a pretty house

When Tim was laid off, he and Helen were really struggling. They needed help, and a plan.

Ray from South Deerfield

Ray is a police officer and Megan and Hannah’s Dad. Both daughter’s in college simultaneously. Ray was a great saver but facing $80,000 in college costs in addition to his own obligations.

A light at the end of the tunnel

Ethel thought debt was “a forever kind of thing – paralyzing.”

'Till debt us do part

Wendy and David were merging their finances and their lives. With an age difference and different attitudes about money the sought the help of a third-party coach. Now, they’re happily married AND debt free!

Kristie F. from Hawley

Kristie is a business owner, entrepreneur, and a careful consumer with zero credit card debt. She’s saving over $200,000 on mortgages alone.

Ray from South Deerfield part II

Touring colleges this dad says parents looked terrified. With 2 kids in college, Ray thought he’d never be able to retire.

Freddie from Greenfield

A self-described “regular working guy” Freddie is a truck drive who took action when he heard an ad on the radio.

Joel from Colrain

Joel says being in debt made him feel like a “hamster in a wheel.”

My student debt was starting to stress me out

Out of student debt, car debt, credit cards --everything in 8 years -- and saved about $75,000 in interest.

"Nothing in life is to be feared. It is only to be understood."
– Marie Curie
"Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans."
– Robert Reich
The road to success is always under construction
– Lily Tomlin
"If we don't change direction soon, we'll end up where we're going."
– Irwin "Professor" Corey
“This would be a much better world if more married couples were as deeply in love as they are in debt.”
– Earl Wilson
“What I would like to do... once I take care of all my kids' student loans, is buy a red 1965 Mustang and fully restore it.”
– Mike Quigley
"There is scarcely anything that drags a person down like debt."
– P. T. Barnum