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We want to do everything possible to help you make prudent, informed financial decisions. Please return to this area often for access to information on a variety of topics. Please feel free to contact us to discuss any financial matter.



Because education should improve your lifestyle, not impede it!

Congratulations on your decision to further your education. You deserve to reap the rewards of all your hard work. The years ahead should be filled with enthusiasm, optimism and all good things life has to offer. For many though, the burden of carrying student loans and other debt obligations can have lasting negative consequences for the future. A CFPB report on Student Loan Affordability expressed “The lack of options may lead to damaged credit, potentially inhibiting the borrower’s future economic participation1.” We say that’s simply unacceptable!  Read more…



Because funding higher education shouldn’t compromise your retirement.

We believe that every parent who helps finance the cost of higher education, that their child could have a better life, deserves an affordable repayment program that doesn’t endanger their own secure retirement.  

We know parents continue to find ways to help their children, and acquiring debt is sometimes unavoidable, but it doesn’t have to derail your retirement plans.  It IS possible to manage debt successfully without breaking the bank.  We developed HUG to provide the tools you need most. Read more..


Resource Library

Access to valuable resources and entertainment regarding a variety of financial and educational topics. View Library



We are continuously producing informative webinars and videos.

"Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans."
– Robert Reich
The road to success is always under construction
– Lily Tomlin
"If we don't change direction soon, we'll end up where we're going."
– Irwin "Professor" Corey
“This would be a much better world if more married couples were as deeply in love as they are in debt.”
– Earl Wilson
"There is scarcely anything that drags a person down like debt."
– P. T. Barnum
"Nothing in life is to be feared. It is only to be understood."
– Marie Curie
“What I would like to do... once I take care of all my kids' student loans, is buy a red 1965 Mustang and fully restore it.”
– Mike Quigley